Real estate finance

Our Banking and Finance team are well versed in real estate finance transactions and offer unparalleled expertise in navigating the complexities of such transactions. We provide bespoke legal advice and support to both lenders and borrowers and regularly advise clients on both investment and development financing secured against all variety of real estate whether commercial, residential or rural estates.

The team has a deep understanding of all real estate asset classes, including office and business space, retail, industrial properties, hotels, student accommodation and build to rent. This expertise spans across all sectors including Living, Industrial & Logistics, Hotels and Healthcare.

Track record

• Advising a family office on a circa £400 million project to develop an ultra-luxury West End hotel and linked apartments including acting on development financing and the flip to investment following practical completion
• Advising an international hotel group on a multi-currency circa €230 million facility financing their hotel portfolio across multiple jurisdictions
• Advising Pluto Finance on a £44.5 million facility agreement to 4c Hotels Group in partnership with Regal London on its development of The Haydon, a residential development in central London
• Advising OakNorth on a £70 million land acquisition and residential development financing
• Advising a family office on multiple financings ranging from £15 million to £60 million secured against various London based offices and mixed-use assets
• Advising a family office in relation to the £16 million financing of a central London office involving an offshore element
• Advising a corporate group on a £485 million refinancing of a major and complex mixed-use development in the heart of the West End, the firm’s highest value refinancing to date
• Advising a central London estate on its London residential property portfolio financing of up to £30,000,000
• Advising a family office on a circa £95 million refinancing of its central London mixed-use property comprising of office space, residential units and a boutique hotel
• Acting for Hilltop on several residential development deals ranging from £10 million to £20 million
• Acting for a property investor on the £30 million financing of their regional office portfolio
• Acting for a borrower on the financing and eventual sale of a nationwide portfolio of petrol stations
• Acting for Fiera Real Estate and Wrenbridge on a £19 million development facility in relation to an industrial scheme in Bishops Stortford
• Acting for Q Investment Partners on the circa £47 million development financing of student accommodation
• Acting for a borrower on the £35 million financing with a private bank of a mixed portfolio of agricultural, industrial and residential land
• Acting for a BTR operator on the £20 million acquisition of two blocks of flats and the subsequent £12.5 million Islamic financing
• Acting for Knight Dragon in relation to multiple financings of various residential schemes through its redevelopment and regeneration of Greenwich Peninsula

General lending

Our Banking and Finance team advise clients (both individuals and corporates) on all of their general debt financing requirements including syndicated and bilateral loan agreements, intra-group loans, revolving facilities and security associated with such loans across various sectors such as energy, manufacturing, sports and leisure.

Track record

• Acting for an investor in relation to up to €90 million loan facilities provided to a European Steel business
• Advising a borrower on an uncommitted revolving credit facility and a committed term facility in an aggregate amount of £25 million to be used to provide liquidity and leverage its portfolio of assets held with the lender
• Advising a lender in relation to various loan notes and Deeply Discounted Bonds
• Acting for various lenders in relation to loans to High-Net-Worth Individuals pursuant to the exemption from the Consumer Credit Act regulations
• Acting for a joint venture partner in relation to its borrowing and lending relationships with regard to land to be acquired to build battery energy storage systems
• Acting for a bank in relation to its syndication requirements
• Acting for a lender in relation to the issue of loan notes for trading businesses
• Acting for a lender on the financing of an interior design furniture business
• Acting for a family office in relation to the restructuring of various group loans

Acquisition finance

We provide expert advice to lenders, investors, management teams, and corporate borrowers on all aspects of corporate acquisitions, management buyouts and refinancings.

Track record

• Acting for an investor in relation to the financing of the acquisition of a manufacturing business
• Acting for a borrower in relation to the acquisition of a private members club in Central London
• Acting for a corporate in relation to the acquisition financing of an automotive business
• Acting for a borrower in relation to the acquisition and investment in a restaurant chain
• Advising a Lithuanian borrower on the financing of a corporate acquisition
• Advising a technology client on the acquisition financing of an e-bike maker

Specialty and asset-based finance

Our Banking and Finance team advises borrowers and lenders on a diverse range of financings from bridge lending, borrowing base facilities, fund financing, P2P lending, loan on loan financings in relation to bridge lenders, litigation funders, logbook loans. We also advise on specialty asset financings such as loans secured against valuable assets including vineyards and art collections.

Track record

• Advising an alternative lender on various loan on loan transactions including lending to a litigation funder and lending on logbook loans
• Advising an alternative lender as borrower in relation to securing £55 million of funding to assist in the creation of its pool of residential loans in the short-term real estate finance space
• Acting for a manufacturing business in an amount of £10 million in relation to an asset backed loan with Cynergy Finance
• Acting for McLaren Applied Limited in relation to its asset backed and cash flow facilities with a specialist lender
• Acting for a lender in relation to the provision of a NAV facility to a private equity fund in an amount of £10 million
• Acting for a lender on provision of a VAT facility
• Acting for a wine storage business in relation to its circa £14 million debt facilities
• Acting for a private individual in relation to the financing of an art portfolio
• Acting for a borrower in relation to the provision of financing for a rewilding project